Know What You Can Buy—Before You Tour Homes.
Run your numbers (payment, cash-to-close, DTI, rent vs buy), get a clear DMV roadmap, and book a buyer strategy call when you’re ready.
Buyer Calculator Suite
Affordability • Payment • Cash-to-Close • DTI Pre-Qual • Offer Builder • Rent vs Buy • Buyer University
"Download the Full Buyers Kit”
Download the Full Buyer Kit (DMV)
Step-by-step timeline from today to closing—what happens at each stage and how to prepare.
Cash-to-Close + Monthly Payment Planner
A clean breakdown of down payment + escrows + inspection/appraisal + reserves.
DTI Fix Guide (Fast Wins)
The highest-impact moves to improve buying power and qualify stronger.
Offer Builder Templates
Copy/paste offer terms and negotiation levers that protect you while staying competitive.
Buyer University (Mini Lessons + Quiz)
Learn the game quickly—programs, contingencies, common mistakes, and winning strategies.
Ready to get started?
STILL NOT SURE?
Frequently Asked Questions
How much home can I afford?
Affordability depends on income, debts, down payment, rate, taxes, insurance, and HOA. The calculator gives a planning range, then we confirm with real lender numbers during pre-approval.
How much cash do I need to close?
Cash-to-close includes down payment plus closing costs, escrows, appraisal/inspection, and reserves. Many buyers underestimate this—our planner makes it clear.
Do I need 20% down?
No. Many programs allow lower down payments. The best path depends on your credit, income, and goals. We’ll compare options.
What credit score do I need?
It varies by program. Higher scores typically improve pricing and options, but approval is not just score—it’s income, debts, and documentation too.
Should I get pre-approved before looking at homes?
Yes. Pre-approval gives you leverage and prevents wasted tours. It also helps you move fast when the right home appears.
How do I win in a competitive market without overpaying?
Strong offers are a mix of price + clean terms + speed + proof. We’ll help you structure an offer that’s competitive without taking reckless risks.
What’s the difference between pre-qualification and pre-approval?
Pre-qual is a rough estimate. Pre-approval is verified with documents and underwriting review—much stronger for offers.
Do I have to sign anything to get a plan or run the calculator?
No. Use the suite, download the kit, and book a call when you want a custom strategy.
Email: [email protected]
Phone: (240) 702-1104
Address Office: 9801 Washingtonian Blvd, Ste: 600, Gaithersburg, MD, 20878